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Top 5 Myths about Umbrella Insurance—Busted

Umbrella insurance is one of the most misunderstood types of personal insurance, and because of that, many people skip it entirely. But the truth...

Does Your Insurer Track Your Driving with a Device? What to Know Before You Opt In

In the age of smart technology, it's no surprise that car insurance has gone digital. More insurers now offer tracking devices or mobile apps that...

Your College Student Is Off to School—Is Their Stuff Covered?

Watching your child pack up for college is an emotional milestone. You’ve helped them pick classes, shop for dorm essentials, and maybe even taught...

Home Renovation? Here's When to Notify Your Insurance Agent

Planning a home renovation can be exciting, from expanding your kitchen to adding a backyard pool or finishing the basement. But while you're...

Does Your Car Insurance Cover Riots, Vandalism, or Civil Unrest?

In today’s world, civil unrest and large-scale demonstrations occasionally escalate into property damage. If your vehicle is damaged during a riot,...

Will Insurance Cover a Contractor or Handyman Injury on Your Property

Inviting a contractor or handyman onto your property seems straightforward. You need a job done and they’re there to do it. But what happens if...

How to Obtain an International Driving License and Why You Might Need One

Planning to drive during your next international vacation? Whether you’re renting a car in Europe, exploring the countryside in Australia, or even...

What Is PIP Insurance—and Why It Matters to You

If you look closely at your auto insurance policy, especially in states like Florida, Michigan, or New Jersey, you’ve probably seen coverage called...

Are E-Bikes Considered Motorized Vehicles for Insurance or Registration?

I don’t know about you, but when I see an electric bicycle (also known as an e-bike), I often wonder at what point it should be treated more like a...

When the Wind Blows: What Happens If Your Tree Falls on a Neighbor’s House?

It was a quiet Sunday afternoon when the storm rolled in. Winds picked up, the sky darkened, and within minutes, the towering oak in Jason's...

Boat Insurance Basics: Why Proper Coverage Is a Must for Every Boat Owner

Owning a boat is the ultimate symbol of summer freedom, made up of sunny weekends on the water, family fishing trips, or leisurely cruises at...

Understanding Roadside Assistance: Is It Worth the Extra Premium?

Picture this: you’re driving on a weekend road trip when, suddenly, your car breaks down on the side of the highway. It’s moments like these when...

Carpooling to Sports Events this Summer? Make Sure Your Insurance is on Board

With summer here, weekend sports tournaments and summer camps are in full swing. For many parents, that means shuttling not just their own...

Power Outage Playbook: What Your Insurance Might

Power outages are more than just an inconvenience; they can cause real damage to your home and your wallet. From spoiled food and fried appliances...

Big Brother in the Dashboard: The Truth about Telematics Devices

Over the past decade, telematics has quietly reshaped auto insurance. Once reserved for fleet management and commercial trucking,...

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